HomeReady™
Expanded eligibility and payment flexibility can now put home ownership within your reach.
You might just be more HomeReady than you thought!
Thanks to the HomeReady program from Fannie Mae®, expanded opportunities now exist for securing a home loan. If you’ve held off applying for a mortgage because you weren’t sure you’d be eligible—or if you are just starting to explore the process—this is an important option to know.
With HomeReady, you can:
- Qualify for a loan with as little as 3% down payment
- Include co-borrowers who won’t reside in the home
- Use gifts and other nontraditional sources of funds to cover down payment or closing costs
With all these borrower-friendly features, the HomeReady program could be the key to the home loan you’ve always wanted.
Need a real estate agent?
Get a referral through our HomeAdvantage® program and partner with an experienced and trusted agent to help you navigate HomeReady and all your home buying options.
