Unsecured Home Improvement Loan & Line of Credit

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Unsecured Home Improvement Loan
As low as 8.89%

APR1

Up to 36 months

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Unsecured Home Improvement Loan
As low as 9.89%

APR1

Up to 60 months

Upgrade your home without touching your equity.

It’s almost like a magic wand. With BCU’s new loan option, you can use an Unsecured Home Improvement Loan or Line of Credit to quickly and easily secure funds up to $50,000. Build your home’s value without having to use its equity as collateral. Better yet, there are no fees associated with applying. Ta-da!

Clock

Fast Approval

money with an arrow pointing down

Quick Funds

paper with a circle and x in it

No Collateral

checkmark in a circle

No Application Fees

Your options abound.


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Get approved with ease.

Borrow up to $50K with just four steps. And if you’re already a BCU member, make that three! 


Here’s how to qualify:

#1 icon

Be a member of BCU

#2 icon

Apply and Confirm Home Ownership

#3 icon

Get Approved

#4 icon

Receive funds and start your project!

See how the options stack up.



Unsecured Home
Improvement Loan
Unsecured Home
Improvement Line
of Credit
Home Equity
Line of Credit
Personal
Loan

APR
8.89% - 20.89%
Variable
8.25% - 14.75%2
Variable
7.75% - 12.50%3
9.39% - 23.65%
Max Term
60 months
Revolving
Revolving
60 months
Collateral
Required
No
No
Yes
(minimum $20k)
No
Home Ownership
Required
Yes
Yes
Yes
No
Est. Loan
Turn-around
Same day - next day
Same day - next day
30 days
Same day - next day
  • Disclosure




Apply for a Home Improvement Loan or Line of Credit

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