Make this your best year yet! Follow the Credit Union on social for smart money tips and fresh financial insights.


BRANCH ACCESS: In observance of Three Kings' Day, all BCU Branches in Puerto Rico will be closed on Tuesday, January 6 and will reopen on Wednesday, January 7. Digital banking is always open! For more on federal holidays, click here.

Take Control Of Post-Holiday Debt

Our personal loans make it easy to consolidate and save.

personal loans offer
See How

Get More From Your Money

Earn up to 8.00% APY* with the power of PowerPlusTM Checking

powerplus checking 8% offer

Power Up

The 2026 Scholarship Program is coming soon! 30 recipients will earn a scholarship valued up to $10,000*! Applications will be accepted February 9 – March 23. We’ll CU then! Need more help paying for college? Check out BCU’s Student Loan opportunities: Click Here

​​​​​​​​​​​​​​
home

Home Loans

auto

Auto Loans

credit cards

Credit Cards

certificates

Certificates

checking icon

Checking

hand holding money

Personal Loans

graduation cap icon

Student Loans

piggybank

Savings

lead icon

Life. Money. You.

bcu wealth management

Wealth Management

BCU B icon

Member Eligibility

5/1 Year ARM
as low as
5.375% APR
Disclosure **POINTS MAY APPLY**
Money Market Special
earn up to
4.00% APY
Disclosure
Auto Buying Service
as low as
3.49% APR
Disclosure
Cash Rewards Visa®
introductory
0% APR for first 12 months
Disclosure
Simply Visa®
enjoy
0% intro APR for first 12 months
Disclosure
Money Market Special
earn up to
4.00% APY²
Disclosure
New Auto Loan ('26 & newer)
as low as
3.99%3 APR
Disclosure
Cash Rewards Visa®
get a
$200 cash bonus⁵
Disclosure
View All Rates
View Puerto Rico Rates
View US Rates

APR = Annual Percentage Rate

APY = Annual Percentage Yield

Keep your information secure and your account safe.

Remember to regularly update your Digital Banking password and avoid using the same password for multiple accounts. Learn how to reset your password.

How Much Can You Save with the Credit Union?

Select one or all of the options below and see how your savings add up.

Cash Rewards Visa

Earn unlimited 2.0% cash back on all purchases.
PowerPlus™ Checking

Earn high-interest plus unlimited ATM fee refunds with no minimum balance.
Auto Loans

Finance a new or used car or refinance to lower your payment and save.
Home Equity

Get funds for home improvement projects, pay down debt, and more.
HomeAdvantage®

Buy or sell your home with a trusted agent and earn cash rewards at closing.
SmartBuyer™

Enjoy low down payment and no PMI for first-time home buyers.
Consult an Expert
Consult an Expert
Learn More
Review Savings

Loyalty Has Its Perks!

Score extra loan discounts and perks with a Rewards Membership.

See How

Loyalty Pays Off

Unlock extra loan discounts and exclusive benefits with a Rewards Membership.

Learn How
X

Cookies allow us to give you the best website experience possible. Let us know you agree to cookies. See details.

I’m OK with that